
Burial Insurance, also called Final Expense Insurance, is a type of life insurance made especially to help pay for burial or cremation, funeral costs, and other end-of-life expenses.
Each year, over a Million Americans choose to buy Burial Insurance because having one of these policies can ensure that their loved ones will have the money they need — precisely when it’s needed most. It is especially popular with people age 55 and over, many of whom have by now have lost family members, or have seen friends or family struggle to pay funeral costs. Having experienced that, they want to spare the ones they leave behind from having that worry.
Why Do So Many People Choose Burial Insurance?
Simple and Fast
Applying is easy. Most applications are only one or two pages, and many people are approved the same day.
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You Choose the Amount
You decide how much coverage you want. Most people choose an amount between $5,000 and $50,000, depending on their needs and budget.
Easy to Qualify
The application asks basic questions about your health, but there is no medical exam required.
Health Issues Are Okay
Even if you have health problems — including ongoing or serious conditions — you may still qualify for coverage.
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Clear, Up-Front Costs
Your monthly cost depends on your age, health, and the amount of coverage you choose. The price is explained clearly before you decide.
Coverage That Lasts a Lifetime
Burial Insurance is permanent, as long as you keep paying your premiums:
- Your monthly payment never goes up
- Your coverage amount never goes down
- Your policy cannot be canceled because of age or health
Money Paid Quickly
When the insurance company is notified of your passing, they work to pay your loved ones as quickly as possible, often within 24 hours.
Your Family Can Use the Money as Needed
Although many families use this money for funeral costs, they are free to use it however they need — such as paying medical bills, personal debts, or making a donation to a church or charity.
Peace of Mind for You and Your Family
Burial Insurance can help you leave behind love and memories — not bills.